Lending 2017

2017.04.25

Topics:

  • The Hungarian National Bank’s plans with respect to the bank sector
  • The market of non-performing loans is starting up
  • CSOK (Family Home Benefit) and mortgages in Hungary
  • Increase of lending to small- and medium companies
  • The future of unsecured consumption loans
  • The bank sector facing great challenges

We are celebrating a jubilee at Portfolio’s Lending conference, as this is the 10th time we organize this event with the participation of a wide variety of operators from the Hungarian lending sector. It is good news that after the time of the lean kine, an upward trend may begin in the Hungarian lending market, facilitated, among others, by the family home benefit in the retail sector, and the new incentives added to the re-financing loan programs in the small- and medium company sector. The economic growth is another factor contributing to lending, while loan offers are less and less limited by regulatory measures. It seems that the market of non-performing loans is also starting up in Hungary, which makes the program of our event even more current.

Based on the business prospects that surpass the average of the past few years and on the current events of the loan market, visitors can expect the event to have high attendance. In addition to economic policy decision makers, the bank sector’s cream of the crop and loan market experts, the representatives of neighboring areas (such as intermediaries, representatives of the real estate sector and councelors) will also be present, providing an excellent opportunity for thought-provoking professional discussions and networking.

 

OUR SPEAKERS WERE:

  • Márton Nagy, Vice-President, National Bank of Hungary
  • dr. Pál Simák, Chairman-CEO, CIB Bank
  • József Vida, Chairman-CEO (Takarékbank), Chairman (FHB Jelzálogbank)
  • Heinz Wiedner, CEO, Raiffeisen Bank
  • Tamás Bernáth, Chairman-CEO, MFB Zrt.
  • László Bencsik, Deputy-CEO, OTP Bank
  • Dr. Ádám Balog, Chairman-CEO, MKB Bank Zrt. 
  • Dr. Balázs Bodzási, Deputy State Secretary, Ministry of Justice
  • Gábor Rajna, Director of sales network & support, K&H Bank
  • András Becsei, CEO, OTP Jelzálogbank
  • Péter Felfalusi, CEO, Chairman, Intrum Justitia Zrt., MAKISZ
  • András Kozma, CEO, Creditmanagement Group
  • Ferenc Kementzey, Deputy-CEO, Raiffeisen Bank
  • Gábor Tokodi, Deputy-CEO, FHB Bank
  • Gergely Fábián, Director, National Bank of Hungary
  • Anna Florova, Managing director, Retail Lending Unit, OTP Bank 
  • Gyula Fatér, Head of Department, Budapest Bank
  • Richárd Szabados, Head of Department, Erste Bank Hungary Zrt.
  • Zoltán Takács, Deputy-CEO, FHB Bank
  • Dr. Hajnalka Csorbai, Head of Strategy, Opten Kft.
  • Balázs Szabó, Head of SME department, CIB Bank
  • Balázs Bíró, Partner, Deloitte
  • Ákos Demeter, Partner, Deloitte
  • Tamás Parti, President, Budapesti Közjegyzői Kamara
  • Dr. Roland Dányi, Legal and Public Procurement Director, MAPI Zrt.
  • Tamás Erni, CEO, Loxon Solutions
  • Péter Kiss, Unit manager, Takarékbank
  • Borbála Baittrok, Head of Department, Gemius Hungary Kft.
  • Gábor Békés, Research Fellow, MTA KRTK Institute of Economics, CEU
  • János Samu, Senior Analyst, Concorde Értékpapír

 

PARTICIPANTS OF THE LENDING 2017 CONFERENCE:

Advisesoft Zrt., Agrár-Vállalkozási Hitelgarancia Alapítvány, Atradius Crédito y Caución S.A Magyarországi Fióktelepe, Bank of China (Hungária) Zrt., Bankráció Kft., BÁV Faktor Zrt., Benks-Hyper Kft., BISZ Zrt., Budapest Bank Zrt., Budapesti Közjegyzői Kamara, CARDIF Biztosító Zrt., CIB Bank Zrt., Concorde Értékpapír, Consequence Europe, Creditmanagement Group, Deloitte Legal Szarvas - Erdős és Társai Ügyvédi Iroda, Deloitte Zrt., Diófa Alapkezelő Zrt., Ernst & Young Tanácsadó Kft., Erste Bank Hungary Zrt., Eurolex Consulting Kft., Magyar Export-Import Bank Zrt. - EXIM, Faludi Wolf Theiss Ügyvédi Iroda, FHB Bank Zrt., FHB Jelzálogbank Nyrt., Garantiqa Hitelgarancia Zrt., Gemius Hungary Kft., Hegymegi-Barakonyi és Társa Baker & McKenzie Ügyvédi Iroda, Helix Vezetési és Informatikai Tanácsadó Kft., Hungária Takarék, Igazságügyi Minisztérium, ING Bank N.V. Magyarországi Fióktelepe, Intrum Justitia Zrt., Iránytű Intézet Kft., Jalsovszky Ügyvédi Iroda, JuridEco Jogi és Közgazdasági Tanácsadó Zrt., K&H Bank Zrt., Kárpát Országos Vállalkozói Szövetség, KDB Bank, Kereskedelmi és Hitelbank Zrt., Közép-európai Egyetem - CEU, KPMG Tanácsadó Kft., Loxon Solutions, Magyar Exporthitel Biztosító Zrt., Magyar Követeléskezelők és Üzleti Információt Szolgáltatók Szövetsége – MAKISZ, Magyar Nemzeti Bank, MAPI Fejlesztési Iroda Zrt., MARK Zrt., Mehib Zrt., MFB Invest Zrt., MFB Zrt., Microsoft Magyarország Kft., Miniszterelnökség, MKB Bank Zrt., Magyar Tudományos Akadémia, Közgazdaság- és Regionális Tudományi Kutatóközpont, Közgazdaságtudományi Intézet, Nagy és Trócsányi Ügyvédi Iroda, Navilis Tanácsadó Kft., Nemzeti Eszközkezelő Zrt., Nemzeti Fejlesztési Minisztérium, Ness Hungary Kft., Opten Kft., OTP Bank Nyrt., OTP Jelzálogbank Zrt., Pressinform, PricewaterhouseCoopers Könyvvizsgáló Kft., Provident Pénzügyi Zrt., Raiffeisen Bank Zrt., Sberbank Magyarország Zrt., Simonyi és Tóth Kft., SmartX Solutions Kft., Sopron Bank Burgenland Zrt., Szigetvári Takarékszövetkezet, Takarékbank Zrt., UniCredit Bank Hungary Zrt. ...


THE EVENT:

DATE: 25th April 2017, Tuesday (09.00 - 17.00, Registration: 08.20 - 09.00)

PLACE: Hotel Sofitel Budapest Chainbridge, Szechenyi Istvan ter 2, 1051 Budapest 

Hotel Information, Map & Location

COST: HUF 94,900 + VAT / person or EUR 309 + VAT

DISCOUNTS:

  • 20% on 5 or more registrations

Discounts cannot be combined!

Fee includes: conference documentation, full lunch and coffee breaks.The conference is bilingual with English-Hungarian simultaneous interpretation.

In order to enter the conference, each guest will need to present a valid photo ID and sign a form. Guests may enter the venue after we cross-checked their pre-registration, they presented a valid identification document with a photo and signed the form. On-site registration is not available at this particular event. Pre-registration and payment by the date of the event at the latest is required for attendance.

 


Our conference is expected not only to provide an opportunity to expand the participants’ knowledge base, but also to create an excellent forum for high-level networking and the forging of new professional relations. Our goal is more than just to organise another cut an dry event; we strive to make this conference a regular, interactive and international forum that keeps its finger on the pulse of the market.

The Portfolio conferences are highly renowned for their great opportunities of networking and building business relationships, merely not just giving new professional knowledge. Our aim is not to have a one time occasion event, but creating a yearly international interactive forum about the changes of the market.


Who should attend?


The conference may provide essential information to
  • Middle and Senior managers of financial institution,
  • Participants of the credit intermediation market,
  • Representatives of regulatory authorities,
  • Advisors,
  • Lawyers,
  • Investors,
  • Investment funds,
  • Professionals of state and supervisory organizations,
  • Representatives of professional organizations.
Nearly 250 participants attended the Portfolio Lending 2017 conference

Lending 2017 | 39 photos

ADDITIONAL INFORMATION:

Program:
István Palkó , Senior Analyst, Phone: +36 1 428 9065, E-mail: palko.istvan@portfolio.hu

Sponsorship:
Sándor Takács , Commercial Director, Phone: +36 1 428 9094, E-mail: takacs@portfolio.hu

Organisation, general questions:

Lending 2017

2017.04.25

Moderators:

Zoltán Bán

CEO, Net Média Zrt. (Portfolio)

Zoltán Bán started his professional career as a stock analyst and joined Portfolio.hu’s team in 2000 in this position. As the company grew his responsibilities grew with it. As of 1 October 2009 he was appointed Chief Executive Officer of NET Média Zrt. (Portfolio.hu). Mr. Bán obtained his degree in economics at the Budapest University of Economic Sciences and Public Administration, specializing in finance, in 2001 and became a chartered economist at ELTE in 2006. Besides managing the company he keeps an eye on the current issues of his former fields of expertise, i.e. the financial sector and the real estate market.

Balázs Bíró

Partner, Deloitte

Balázs Bíró has more than 10 years of experience in the field of company financial transactions. He has managed various projects concerning company financial and other evaluations, modeling, portfolio services, strategic consultation and company restructuring in Central and Eastern Europe.

Gergely Ditróy

Head of Property Division, Portfolio

Graduated from BME (Budapest University of Technology and Economics) Faculty of economic and social sciences (GTK) as an economist. He wrote his thesis and spent his months of apprenticeship at Ecorys Hungary, where he spent further three years as a Real Estate market advisor, of which he worked a half a year in the Manchester office of the company. From the beginning of 2010 he was the Real Estate market analyst for Portfolio.hu, and the permanent editor of the REsource Ingatlaninfo of Net Média Zrt. In 2013 Gergely joined the Otthontérkép project team (leading hungarian map based apartment finder) as a senior analyst. Later, when Mapsolutions bought the market leading commercial real estate listing sites (irodahaz.info and raktar.info) he became the manager of the commercial real estate division.

András Kozma

CEO Creditmanagement Group

István Palkó

Senior Analyst, Portfolio

Mr. István Palkó graduated at the Department of Finance of the Corvinus University of Budapest in year 2007 and at the Dronten Professional Agricultural University in the Netherlands in year 2008. For a short time he worked as the analyst of Morgan Stanley, and since January 2009 he has been the analyst of Portfolio.hu, where his professional field is the finance sector. He is the responsible editor of the Financial Alamanac, and he plays a key role in organizing the insurance and credit conferences of Portfolio.hu from professional aspects. He was awarded a Junior Prima prize in the press category in 2011.

Speakers:

Borbála Baittrok

Head of Department, Gemius Hungary Kft.

Dr. Ádám Balog

Chairman-CEO, MKB Bank Zrt.

András Becsei

CEO, OTP Jelzálogbank

He obtained his first diploma from the Budapest University of Economics and Public Administration majoring finances, expanding his studies with a scholarship at the University of Southern California in Los Angeles. He obtained his second diploma from the University of Cologne (Germany) participating in the CEMS program, and then his third diploma from the MBA program of INSEAD in Singapore. Following his studies in economics he started his career in 2000, as a business development analyst for MOL Nyrt., and then in 2001-2002 he was working for a Ruhrgas subsidiary region in Essen. After this he was a consultant, then project manager for McKinsey&Company between 2002 and 2009. From May 2009 he headed the Retail Business Development and Subsidiary Directorate of OTP Bank, he has become head of the Retail Directorate in March 2012, and besides that he is also CEO, member of the Board of Directors at OTP Lakástakarék Zrt. and vice-president of the Hungarian Bank Association since April 2014.

Gábor Békés

Research Fellow, MTA KRTK Institute of Economics, CEU

Az MTA KRTK Közgazdaságtudományi Intézetének tudományos munkatársa és a Közép-Európai Egyetem (CEU) vendégprofesszora. Kutatási területei: nemzetközi közgazdaságtan, vállalati telephely-választás és termelékenység és regionális gazdaságtan. Corvinus Egyetemen 1999-ben végzett pénzügy szakon, és 2000-ben szerezte meg a London School of Economics közgazdaságtani mester-diplomája. 2000-2002-ben dolgozott a londoni Lehman Brothers banknál. A doktori fokozatot a Közép-Európai Egyetemen 2007-ben szerezte. Az elmúlt években dolgozott az Európai Bizottság és az ECB
vezette kutatási programokban, vendégkutató volt Bolognában és Párizsban. Számos szakcikk szerzője.

László Bencsik

Deputy-CEO, OTP Bank

László Bencsik graduated from the Faculty of Business Administration at the Budapest University of Economic Science in 1996. He obtained a Master of Business Administration (MBA) degree from the INSEAD Business School Program of France in 1999. Following his higher education studies he was working for Andersen Consulting until 1999 as a consultant. From 2000 he was the project manager of the McKinsey&Company Inc. consulting firm. From 2003 he was the executive director of the bank management directorate of OTP Bank. From 1 August, 2009 he has been deputy CEO of OTP Bank, head of the Strategy and Finances Division.

Tamás Bernáth

Chairman-CEO, MFB Zrt.

dr. Balázs Bodzási

Deputy State Secretary, Ministry of Justice

Dr. Hajnalka Csorbai

Head of Strategy, Opten Kft.

Dr. Roland Dányi

Legal and Public Procurement Director, MAPI Zrt.

Ákos Demeter

Partner, Deloitte

Demeter Ákos is a partner at Deloitte's Budapest office. He has considerable experience in the banking industry, starting his career with networks, then he worked as a marketing director responsible for retail and SME segments. After that he changed for professional services and consultancy. He has managed several consultancy projects in the field of strategy development and transformation in the banking industry, but he has also gained experience in the energy industry, transportation and tourism.

Tamás Erni

CEO, Loxon Solutions

Tamas Erni is Managing Partner in Loxon Solutions. He has graduated from finance on the Budapest University of Economic Sciences. He started his career by Raiffeisen Bank Hungary in 1999 and later he worked for Ecostat Institut. He has moved to Loxon in 2001 and became responsible to build up the business consulting team of Loxon and manage several projects in transforming bank’s lending operations and risk management procedures, contributing to Loxon becoming the market leader in the CEE region’s risk management and lending software market. Based on this experience he was nominated to the position of partner in 2005-

Gergely Fábián

Director, National Bank of Hungary

Gyula Fatér

Head of Department, Budapest Bank

Péter Felfalusi

CEO, Chairman, Intrum Justitia Zrt., MAKISZ

Péter Felfalusi: He obtained his economics degree from the Budapest University of Economics in 1996, majoring marketing & external economic sector. He studied finances and marketing at the Stirling University in Scotland in 1992-1993, and later he obtained an investment analyst degree from the Institute of Training and Consulting in Banking. In 2010 he enrolled for the liquidation & court supervised management major at Budapest Corvinus University, where he obtained the degree of economist specialized in liquidation & court supervised management in 2012. He started his finances career with Bankár Holding, and then continued by working for OTP Értékpapír Rt. After that he joined Synergon Informatika Rt., where he fulfilled the director’s position for finances and treasury. From summer 2003 he became an associate of the Hungarian subsidiary of Swedish-founded Intrum Justitia Company Group. In 2004 he became head of Intrum Justitia Kft. and also Intrum Justitia Zrt., a company specialized in receivables purchase. Since February 2013 he is president of the Hungarian Association of Debt Collectors and Business Information Providers, besides being member of the Board at the National Association of Financial Institutions.

Anna Florova

Managing Director, Retail Lending Unit, OTP Bank

Első diplomáját a Moszkvai Közgazdasági Egyetemen, a másodikat a Budapesti Közgazdasági Egyetemen Bank manager posztgraduális képzésen szerezte. Szakmai pályafutását a Kereskedelmi és Hitelbank fiókvezető-helyetteseként kezdte 1993-ban, amelyet 1999-ben a Postabank VIP Retail fiókigazgatói posztja követett. 2002 és 2008 között a K&H Bank Privát Bank, majd a Betét- és befektetések Marketing Főosztály igazgatója volt. 2008 óta támogatja az OTP Bank munkáját, ahol 2012-ig a Lakáshitelek Főosztályát irányította, majd az oroszországi leányvállalatnál három éven át vezérigazgató-helyettesi pozíciót töltött be: elsőként a Retail Banki Üzletfejlesztési Divíziót, majd a Digitális Marketing és Üzleti Folyamatok Divízióját vezette. 2015-től az OTP Ingatlanpont Kft. ügyvezetője, majd az OTP Jelzálogbank Zrt. vezérigazgató-helyettese, 2017. januárja óta pedig az OTP Bank Lakossági Hitelezési Igazgatóság ügyvezető igazgatója. 2017-től az OTP Lakástakarékpénztár igazgatósági tagja.

Ferenc Kementzey

Deputy-CEO, Raiffeisen Bank

He began his career at Creditanstalt Inc. From 1997, he was the assistant of key corporate clients at Bank Austria Creditanstalt Inc.; he became its total responsibility manager in 1999. From 2001, he was the head of the large corporate business division at HVB Bank Inc.; from 2007, he worked at the corporate division of the UniCredit Bank Austria CEE, then at the domestic UniCredit. From 2011, he was the responsible Deputy Chief Executive of Raiffeisen Bank.

Péter Kiss

Unit Manager, Takarékbank

Több évtizedes banki gyakorlattal rendelkezik, amelynek során több jelentős pénzintézetnél is kiemelten a KKV-kal kapcsolatos követeléskezeléssel, problémás hitelek kezelésével, hitelezési projektek irányításával foglalkozott, irányította az ezért felelős területet. 2010 szeptembere óta a Magyar Takarékszövetkezeti Bank Zrt. Problémás Követelések Osztályának vezetőjeként a nagyvállalati, KKV és lakossági problémás követelések kezelésének koordinálása, valamint a banki és az integrációs ÉV/CT képzési folyamatok kialakítása, szabályozása a feladata. A MTB Ingatlan Kft. ügyvezetője. A Takarékszövetkezeti Integráció központi problémás ügykezelésének kialakítását szervezi, és az Integrációs törvény alapján a Szövetkezeti Hitelintézetek Integrációs Szövetségének irányítása alatt működő Központi Kockázati Döntőbizottság munkájának is részese.

István Madár

Senior Analyst, Portfolio

István Madár earned his degree at the Budapest University of Economics in 1997. He has been teaching at the Economic Policy Department, first in the position of assistant lecturer and later as senior lecturer. He spent six years as a journalist and editor at local business daily Világgazdaság between 2000 and 2006, before joining Portfolio.hu where he is now chief macro analyst and columnist.

Márton Nagy

Vice-President, National Bank of Hungary

Mr Márton Nagy had been Executive Director of Financial Stability and Lending Incentives of the Magyar Nemzeti Bank since March 2013, now he is the Vice-president. He is a member of the Financial Stability Board and the European Banking Authority. He earned his degree in economics at Corvinus University of Budapest in 1999. Between 1998 and 2000, Mr Nagy worked as an analyst at the Government Debt Management Agency. In the following two years he was chief economist of ING. He joined the MNB team in 2002. The main fields of his research are bank competition and efficiency, pricing of bank products, sustainable lending and the U.S. subprime mortgage crisis. His professional publications regularly analyse challenges to the financial system. His professional activity is mainly focussed on the easing of SME’s financing difficulties and the solution of households’ foreign currency problems.

Tamás Parti

President, Budapesti Közjegyzői Kamara

Gábor Rajna

Director of Sales Network & Support, K&H Bank

János Samu

Senior Analyst, Concorde Értékpapír

Dr. Pál Simák

Chairman-CEO, CIB Bank

Dr. Pál Simák obtained his graduate degree from the Applied Sciences program of the University of Toronto. In 1999 he also obtained a PhD in Toronto. He obtained a certification in entrepreneurial and retail business management from the Technology and Business Management Center of the University in 1997, and a year later he was appointed financial risk manager at the Global Association of Risk Managers. He gathered his first professional experiences in 1995 as a consultant in the field of payroll techniques, working for Royal Bank of Canada, and then in 1996-1999 he was director of ProdActivity Associates in Toronto. In 1999-2000 he worked for Royal Bank of Canada as head of the risk policy group. He worked as a partner of McKinsey & Company in Budapest and Eastern Europe between 2000 and 2008. In 2008 he joined MKB Bank Zrt., where first he worked as Deputy CEO, and then from March 2012 as Chairperson and CEO. From April 2014 he is Chairperson and CEO of CIB Bank.

Richárd Szabados

Head of Department, Erste Bank Hungary Zrt.

Balázs Szabó

Head of SME department, CIB Bank

Zoltán Takács

Deputy-CEO, FHB Bank

He is Deputy-CEO at FHB Zrt. After MNB and Konzumbank he was working for Budapest Bank for almost 15 years, as head of various company fields, among others as head of the Northwestern Hungary region, and then as head of company sales of the bank. From April 2015 he has been leading the Company Business Unit of FHB Commercial Bank, focusing mostly on SME and large company clients, as well as project financing. He has more than 20 years of experience in company financing. He studied at the Agricultural University of Gödöllő.

Gábor Tokodi

Deputy-CEO, FHB Bank

DCEO of the FHB Bank Zrt from 2009, within the FHB bank group he supervises the product development. Earlier he was the director of the bank account and deposit department of OTP Bank, member of the board at OTP Lakástakarék Pénztár (building savings) (2003-2009), before that at the same place the department leader of the bank account and deposit department (2000-2003), before that the leader of the regional department (1990-2000). He started his carrier at SZÜV in 1989, with system organization, programming and teaching. Electrical facility engineer (Kandó Kálmán College of Electrical Engineering, 1989); economist facility engineer College of Finance and Accountancy, 1994).

József Vida

Chairman-CEO (Takarékbank), Chairman (FHB Jelzálogbank)

Heinz Wiedner

CEO, Raiffeisen Bank

Heinz Wiedner became a member of the Board of Managers at Raiffeisen International in 2001, long before the Corporation became listed at the stock exchange in April 2005. Since 2003 when he was appointed Deputy CEO of operations, Wiedner’s first and foremost responsibilities were the organizational, IT, and bank operations fields within the group. Besides that he also supervised the Hungarian subsidiary bank as well as the subsidiary banks of other countries as member of the Board. The bank professional’s tasks also included supervision of the merger project of the Romanian Raiffeisen Bank (founded in 1998) and Banca Agricola (acquired in 2001). Heinz Wiedner joined Raiffeisen Zentralbank in 1993, as head of the payment transactions department. Before that he held various international positions within Citigroup for 16 years. Although Wiedner is an Austrian national born in Graz, his mother is of Hungarian origin, and she migrated to Austria in 1948.

Lending 2017

2017.04.25
2017.04.25

Registration 08:10-08:45

Section I - The state of the Hungarian banking sector and lending

Moderator: Zoltán Bán, CEO, Net Média Zrt. (Portfolio)

08:45 - 08:50

Welcome Speech: Zoltán Bán (CEO, Portfolio)

08:50 - 09:15

The Hungarian National Bank’s Aims on the Credit Market

Speaker:
Márton Nagy, Vice-President, National Bank of Hungary

09:15 - 09:40

MFB’s Role in SME Lending

Speaker:
Tamás Bernáth, Chairman-CEO, MFB Zrt.

09:40 - 10:00

Opportunity or threat? – The fintech revolution’s effect on the banking sector and lending

Speaker:
Ákos Demeter, Partner, Deloitte

10:00 - 11:00

Roundtable of Banking Executives

Conversation participants :
Dr. Ádám Balog, Chairman-CEO, MKB Bank Zrt.
László Bencsik, Deputy-CEO, OTP Bank
Dr. Pál Simák, Chairman-CEO, CIB Bank
József Vida, Chairman-CEO (Takarékbank), Chairman (FHB Jelzálogbank)
Heinz Wiedner, CEO, Raiffeisen Bank

11:00 - 11:20

Coffee break

Section II - Lending and competitiveness in Hungary

Moderator: István Palkó, Senior Analyst, Portfolio

11:20 - 11:40

Anomalies and Opportunities on the Housing Market

Speaker:
Gábor Tokodi, Deputy-CEO, FHB Bank

11:40 - 12:00

Lending from an Entrepreneurial Perspective

Speaker:
Dr. Hajnalka Csorbai, Head of Strategy, Opten Kft.

12:00 - 12:20

Factoring on the Hungarian Mortgage Market

Speaker:
Péter Felfalusi, CEO, Chairman, Intrum Justitia Zrt., MAKISZ

12:20 - 12:50

Lending and competitiveness – Where are the Hungarian companies situated today and where do they aim to go?

Conversation participants :
Gábor Békés, Research Fellow, MTA KRTK Institute of Economics, CEU
István Madár, Senior Analyst, Portfolio
János Samu , Senior Analyst, Concorde Értékpapír

12:50 - 14:00

Lunch break

Section III/A - Current events in mortgage lending

Moderator: Gergely Ditróy, Head of Property Division, Portfolio

14:00 - 14:20

Online Public Survey about Housing Financing

Speaker:
Borbála Baittrok, Head of Department, Gemius Hungary Kft.

14:20 - 14:40

Business Intelligence in Lending, Opportunities and Observations

Speaker:
Tamás Erni, CEO, Loxon Solutions

14:40 - 15:30

Panel Discussion: Housing Loans in Hungary - Challenges and Opportunities

Conversation participants :
Gyula Fatér, Head of Department, Budapest Bank
Anna Florova, Managing Director, Retail Lending Unit, OTP Bank
Gábor Rajna, Director of Sales Network & Support, K&H Bank
Gábor Tokodi, Deputy-CEO, FHB Bank

15:30 - 15:55

Coffee Break

Section III/B - SME lending amidst the new conditions

Moderator: András Kozma, CEO, RiskCover Hungary Zrt.

14:00 - 14:20

The Conclusion of Loan Programs Financed by European Union Funds

Speaker:
Dr. Roland Dányi, Legal and Public Procurement Director, MAPI Zrt.

14:20 - 14:40

Economic Risk and Legal Problems in SME Lending

Speaker:
Tamás Parti, President, Budapesti Közjegyzői Kamara

14:40 - 15:30

Panel Discussion: After the Loans for Growth Program (NHP), before the flood of EU money

Conversation participants :
Ferenc Kementzey, Deputy-CEO, Raiffeisen Bank
Richárd Szabados, Head of Department, Erste Bank Hungary Zrt.
Balázs Szabó, Head of SME department, CIB Bank
Zoltán Takács, Deputy-CEO, FHB Bank

15:30 - 15:55

Coffee Break

Section IV – The rise of the non-performing loan market

Moderator: Balázs Bíró, Partner, Deloitte

15:55 - 16:10

Non-performing Loans and Legal Action

Speaker:
dr. Balázs Bodzási, Deputy State Secretary, Ministry of Justice

16:10 - 17:00

Panel discussion: Business Opportunities and Regulatory Anomalies on the Non-Performing Mortgage Market

Conversation participants :
András Becsei, CEO, OTP Jelzálogbank
dr. Balázs Bodzási, Deputy State Secretary, Ministry of Justice
Péter Felfalusi, CEO, Chairman, Intrum Justitia Zrt., MAKISZ
Gergely Fábián, Director, National Bank of Hungary
Péter Kiss, Unit Manager, Takarékbank

Closing Remarks

Lending 2017

2017.04.25
94 900 HUF + VAT/person

309 EUR + VAT/person
-20% discount

The fee contains the documentation of the conference, the buffet lunch and the coffee breaks. The conference is bilingual with English-Hungarian simultaneous interpretation.

Among the participants of the conference, one Thomas Mason shirt/blouse will be drawn thanks to the apparel partner of Portfolio, AC su misura.

We do not send any kind of ticket or voucher. Each participant is added to the conference registration list upon online check-in, which also includes the lecturers and the sponsors' guests. In order to enter the conference, each guest will need to present a valid photo ID and sign a form. Guests may enter the venue after we cross-checked their pre-registration, they presented a valid identification document with a photo and signed the form. On-site registration is not available at this particular event. Pre-registration and payment by the date of the event at the latest is required for attendance.



We will send a confirmation email in the case of online registration. (The data and the "Conditions of Registration, Payment and Cancellation" have to be accepted during registration.) We will send a Fee Requesting Notice by email based on the data that are approved in the course of registration after the acceptance the "Conditions of Registration, Payment and Cancellation". The fee has to be paid within 8 workdays of the confirmation of the registration. The invoice will be issued after payment. We will post the invoice to you to the address that is given in the registration. An online application is classified as an order. Paying the participation fee in advance is a prerequisite of participating at the event. We accept cancellations and provide a full refund - EXCLUSIVELY IN WRITING at the address of conference@portfolio.hu - till 12 hours on the fifth workday before the event. In the case of cancellations made after this time the participation may be assigned, but the complete fee has to be paid. We are not in a position to accept cancellations made via phone or in any other verbal form. It is not possible to cancel participation in the case of registrations that are made after the cancellation deadline. In the case of registrations made 1 or 2 workdays before the event it may happen that the transfer of the participation fee will not be credited to our bank account yet, therefore in this case it is possible to transfer the fee on the first workday after the event. Since online applications are classified as orders, we are not in a position to accept ex post complaints - including absence from the event, because of the lack of transferring the fee - after the cancellation deadline. The complete fee has to be paid in this case as well - provided no written cancellation was received by us till the cancellation deadline.

Deloitte Zrt. FHB Bank Zrt. MFB
Erste Bank KAVOSZ Zrt. Takarék
Intrum Justitia Loxon Solutions MAPI Magyar Fejlesztési Iroda Zrt. Opten Informatikai Kft. Raiffeisen Bank
CIB Bank

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