Registration
 

Lending 2026

Lending 2026

New horizon

2025 is a historic year for home lending: the Home Start Programme (OSP) has brought long-unseen demand to the housing market. Mortgage volumes are breaking records while prices are rising steeply - the market is booming, the opportunities are huge but the risks are growing. Similar dynamics are evident in consumer lending, while corporate lending is stuttering, although there are some glimmers of hope in the market thanks to subsidised schemes.

The Portfolio Lending 2026 conference is the sector's most important gathering, where bank policymakers, regulators, credit intermediaries and technology experts share the latest strategies. Panel discussions, exclusive presentations and networking - everything to help you prepare for the challenges of the year ahead.

Topics

Consumer credit: sustainable growth or overheating?
Corporate lending: is investment returning and what schemes help SMEs and large companies?
Digitalisation, AI and risk management: new dimensions of banking
Magyar gazdaság: hogyan változik a hitelpiaci környezet?
Mi lesz az Otthon Starttal a választások után?
Bankvezérek kerekasztala: milyen stratégiát követnek a bankok?

Erre megy ki a játék az Otthon Starttal? - Nem az, aminek látszik a nagy magyar lakáshitel-robbanás 

Utoljára 2003-ban volt ilyen kevés lakáshitele a magyaroknak; a hitelfelvételek száma elmarad az évezred átlagától, az új lakáshitelek volumene pedig még csökkent is nyolc év alatt. Őrültségnek hangzik, ugye? Pedig csak szemüveget váltottunk: a megszokott nominális számok helyett reálértéken vizsgáltuk a 2025-ös hitelpiaci folyamatokat. Éppen ez a nézőpont világít rá talán a legjobban, miért lenne már ideje a pozitív fordulatnak, amit sokan a hét hónapja futó Otthon Start Programtól várnak, de idő kell neki a bizonyításhoz. Szó lesz a témáról a Portfolio május 5-ei Hitelezés 2026 konferenciáján is, nem érdemes lemaradni a szakmai rendezvényről!

Véget értek az aranyévek, elszálltak a költségek, lépéskényszerben a magyar bankok 

Értesüléseink szerint nem az OTP az egyetlen szereplő a hazai bankszektorban, amelynél napirendre került idén a költségek visszafogása, akár az alkalmazotti létszám csökkentése árán is. Ennek hátterében egyértelmű folyamatok állnak: a magas kamatkörnyezet pozitív hatásainak fokozatos kifutásával, valamint az erősödő költségnyomás miatt romlani kezdtek a szektor – és több hitelintézet – költséghatékonysági mutatói. Mindez ráadásul akkor történik, amikor a bankszektor foglalkoztatotti létszáma történelmi csúcson van. A profitcélok teljesítése érdekében ismét előtérbe került a szigorú költségkontroll - 12 ábrán mutatjuk a helyzetet. A témával a Portfolio május 5-ei Hitelezés 2026 konferenciáján is foglalkozunk, nem érdemes lemaradni a szakmai rendezvényről!

Belenyúl a kormány az Otthon Startba és a CSOK Pluszba, soha nem látott lehetőségeket nyit a friss rendelet 

Megjelent a Magyar Közlönyben, és pénteken hatályba is lépett az a kormányrendelet, amely beépíti a társasházi építményi jogot az Otthon Start és a CSOK Plusz szabályaiba, és amelyet még február elején bocsátott társadalmi egyeztetésre a kormány. A hitelfelvevők ezáltal már a használatbavételi engedély megszerzése előtt, az építés alatt is hozzájuthatnak a hitelhez annak érdekében, hogy bebiztosítsák maguknak a kiszemelt lakást. Hogy a gyakorlatban a bankok élnek-e a lehetőséggel, az egyelőre képlékeny, információink szerint még mindig vannak olyan részletek, amelyek tisztázásra szorulnak. A témával a Portfolio közelgő Hitelezés 2026 konferenciáján is foglalkozunk, már lehet regisztrálni a szakmai rendezvényre.

Sziporkázik az Otthon Start, robban a magyarok számlaegyenlege, de a 0%-os hiteleket veszni hagyjuk 

780 milliárd forintnyi hitelt vettek fel a magyar háztartások az Otthon Start Programban január végéig, ami csaknem 23 ezer hitelszerződést jelenthet. A lakáshitelek 72%-át e program keretében helyezik ki a bankok most már október óta, a piaci hitelek aránya 19%-ra csökkent. A lakáspiac novemberi fékezése után sejteni lehetett, hogy az év első hónapja nem lesz olyan erős a lakáshitelpiacon, mint az előző három, de így is szép számokat látunk, miközben a babaváró hitel és a munkáshitel kifulladni látszik. A lakosság betétállománya a fegyverpénznek köszönhetően most először átlépte a 15 000 milliárd forintot, és jók a rövid távú kilátásai. Most még a régóta vergődő vállalati hitelezés is viszonylag erős számokkal kezdte az évet.

In Focus

Prices

Currency:
HUF
|
EUR
Normal ticket
209 900 HUF + VAT/person
for 2 registrations* (-10%)
193 800 HUF + VAT/person
for 3 registrations* (-15%)
185 750 HUF + VAT/person
for 4 or more registrations* (-20%)
177 700 HUF + VAT/person

Super Gold Sponsor

OTP Bank

Gold+ Sponsor

Raiffeisen_2024

Gold Sponsor

K&H_uj_2021
Magya Bank Holding 2023 új

Silver Sponsor

CIB Bank Intesa
OPTEN 2022

Silver/Expert Sponsor

Gránit Bank 2021
Otthon Centrum uj_2024

Bronze Sponsor

EXIM_2024

Our Sponsors

Avis
Access4You_Hitelezés 2026
Become our sponsor
At the forefront of the market: greater reach, stronger branding, a wider network of contacts and new business opportunities. As a sponsor, you will receive enhanced visibility before decision-makers in the domestic economy and business life, and an exclusive opportunity to build direct relationships. Our sponsorship packages are optimized for B2B or even B2C marketing goals – brand building, lead generation, relevant audience. Contact us and let's build your next successful appearance together!
Call me back

Who we recommend it to

middle and senior managers in financial institutions,
players in the credit intermediation market,
representatives of financial regulatory and supervisory authorities,
middle and senior managers in debt management,
real estate market managers and experts,
consultants, lawyers, investors,
managers of investment fund managers,
and for those who want to expand their network of contacts and are looking for business networking opportunities.

Information

Location and Schedule

Date: 5th May 2026
Location: Hotel InterContinental Budapest

The Lending 2026 conference is an inclusive event, and we welcome attendees with special needs to register and participate in an accessible environment. We will provide the necessary information and communication technology and environmental accommodations to ensure uninterrupted participation in the program.

Click here for detailed accessibility information!

 

Save to calendar
    Share

      What Our Participants Say

      Professional recognition, community, experience – read what our participants said about us!

      "For me, the Portfolio Private Health Forum has been one of the most important professional events of the year for almost a decade. I love coming back year after year because it always offers a rich, topical and thought-provoking programme - whether it's on strategy, innovation or the future of private healthcare. Everyone who matters in the national healthcare sector is truly there and the networking value is invaluable, alongside the technical presentations. Year after year, the organisers are able to innovate, bring fresh topics and create a platform where decision-makers, doctors, investors and providers can have a real dialogue about the future of Hungarian private healthcare."

      Végh Attila
      CEO, Eurohealth

      "I like the Energy Investment Forum conference because everyone from the sector is here, you can meet a lot of colleagues and friends, have a chat about business, family, friends, the future, and there are also very meaningful professional programmes."

      Mátrai Károly
      CEO, MVM

      "The retail sector receives sadly little publicity compared to its weight in the national economy. The Portfolio Retail Day compensates for this by bringing together key players in the sector, allowing us to communicate informally and learn about what's new."

      Szimeiszter Sándor
      Country Director for Hungary, Austria and Greece, JYSK

      Galéria

      Frequently Asked Questions

      Participation Conditions, Registration Process and Deadline, and Actions in Case of Full Capacity

      We warmly welcome all interested individuals over the age of 16 who are interested in the event's professional program, would like to participate, and are open to meeting new partners and high-quality networking opportunities.

      You can register for our events on the portfolio.hu/rendezvenyek page on the respective event's subpage by clicking the "registration" button. Due to GDPR compliance, we can only admit participants who have registered online in advance or on-site, and (in case of paid events) have a paid ticket to the event area. Online registration is possible until midnight the day before the event; after that, we welcome interested parties on-site, where our colleagues will gladly assist at the registration desk with ticket purchases or, in the case of free events, ticket collection.

      In case of full capacity, registration on the website closes, and you can only join a waiting list. In this case, on-site ticket purchases are also suspended. Our colleagues will notify registered applicants on the list about possible participation opportunities depending on available spots.

      What can I expect at the event?
      Registration: 8:00-8:30
      Professional Program: 8:30-17:00
      Additional Program: 17:00-18:00 Bubble time & Networking
      How to Participate: Offline
      What payment methods are available? Can I pay on-site?

      The participation fee and other costs (room booking, extras, etc.) can be paid by bank transfer or credit card payment during the registration process. It is important to know that in the two days before the event, only credit card payment is available on our website. In the case of paid events, we cannot guarantee participation without payment of the participation fee.

      On the day of the event, bank card payment is also available at the registration desk with the assistance of our colleagues.

      What should I do if I didn't receive the QR code for entry?

      Our system automatically sends the QR code after the payment has been received and accounted for. In case of free participation, the QR code for entry is sent immediately after registration. Please check the spam, social, and other subfolders in your email system as well. The email will arrive with the subject "Entry ticket for (event name)..." from the noreply@portfolio.hu email address.

      If the QR code still hasn't arrived, please check the payment, as the entry QR code is only sent after the participation fee has been paid. After verifying and confirming the payment, please contact our colleagues at rendezveny@portfolio.hu email address. We cannot provide information by phone; in such cases, we can only help in writing.

      For free events, if you still cannot find the QR code after checking all folders, please contact our colleagues by email.

      In case of interrupted card payment, please contact our colleagues at the above-mentioned email address. Upon request, they can issue an invoice or help restart the process.

      What ticket types and discounts are available? How can I use my discount or sponsor code?

      Various discounts are available at our events; you can learn about these on the current event page by clicking here. Please enter the discount, VIP, or sponsorship contract codes in the unique codes field per participant during the process for validation.

      What does the ticket include, and does the participation fee cover accommodation?

      Please check the Prices menu for the exact content of the ticket. The ticket price does not include accommodation costs. If the booking option is available at the event, you can select and book accommodation during the registration process.

      In what language are the presentations and discussions held?

      The official language of our events is Hungarian. For foreign language presentations and international guests, we provide live or AI simultaneous interpretation in Hungarian and English. Please check the availability of this on the information tab, and our colleagues are happy to help at rendezveny@portfolio.hu email address if you have questions.

      Will the presentations or professional content be available online?

      The presentation materials, to which our speakers have given their consent, will be sent in the thank-you letter after the event. Video and audio recordings will not be shared from the event. Articles and analyses about the event from our experts can be read on Portfolio.hu, Agrárszektor.hu, and Pénzcentrum.hu.

      Name change, cancellation

      Online registration is considered an order. Participation in the event requires prior payment of the participation fee. After finalizing and submitting the registration, we do not accept cancellations, we do not refund the ticket. The participation fee must be paid even in case of absence from the event.

      After full payment of the participation fee, however, participation can be transferred. In case of a name change, please write to rendezveny@portfolio.hu email address, our colleagues will send a code with which the incoming participant must also be registered on our site, according to our data management policy. On the day of the event, on-site, colleagues can also help if a name change is necessary due to a sudden event.

      Further information can be found under the Prices tab.

      Supporter and sponsor opportunities

      If you would like to enquire about speaking or sponsorship opportunities, please contact our colleagues here.

      Contact

      Organization, General Questions
      Zita Tusák
      Zita Tusák
      Event Organizer
      Phone: +36-20-334-8455
      E-mail:
      Program
      István Palkó
      István Palkó
      Senior Analyst
      Phone: 06/1 428 90 65
      E-mail:
      Sponsorship
      Sándor Takács
      Sándor Takács
      Commercial Director
      E-mail:
      Csilla Kiss
      Csilla Kiss
      KEY ACCOUNT SALES PARTNER
      Phone: +36 20 287 3256
      E-mail:
      Zoltán Schultz
      Zoltán Schultz
      key account sales partner
      Phone: +36 20 319 9024
      E-mail:
      Join us
      Follow, like, subscribe, listen to us, and write to us on the following channels:
      Newsletter
      Subscribe to our exclusive event newsletter: news, events, and offers firsthand.
      Become our sponsor
      Greater reach, stronger brand building, wider network, and new business opportunities.