2025 is a historic year for home lending: the Home Start Programme (OSP) has brought long-unseen demand to the housing market. Mortgage volumes are breaking records while prices are rising steeply - the market is booming, the opportunities are huge but the risks are growing. Similar dynamics are evident in consumer lending, while corporate lending is stuttering, although there are some glimmers of hope in the market thanks to subsidised schemes.
The Portfolio Lending 2026 conference is the sector's most important gathering, where bank policymakers, regulators, credit intermediaries and technology experts share the latest strategies. Panel discussions, exclusive presentations and networking - everything to help you prepare for the challenges of the year ahead.
Utoljára 2003-ban volt ilyen kevés lakáshitele a magyaroknak; a hitelfelvételek száma elmarad az évezred átlagától, az új lakáshitelek volumene pedig még csökkent is nyolc év alatt. Őrültségnek hangzik, ugye? Pedig csak szemüveget váltottunk: a megszokott nominális számok helyett reálértéken vizsgáltuk a 2025-ös hitelpiaci folyamatokat. Éppen ez a nézőpont világít rá talán a legjobban, miért lenne már ideje a pozitív fordulatnak, amit sokan a hét hónapja futó Otthon Start Programtól várnak, de idő kell neki a bizonyításhoz. Szó lesz a témáról a Portfolio május 5-ei Hitelezés 2026 konferenciáján is, nem érdemes lemaradni a szakmai rendezvényről!
Értesüléseink szerint nem az OTP az egyetlen szereplő a hazai bankszektorban, amelynél napirendre került idén a költségek visszafogása, akár az alkalmazotti létszám csökkentése árán is. Ennek hátterében egyértelmű folyamatok állnak: a magas kamatkörnyezet pozitív hatásainak fokozatos kifutásával, valamint az erősödő költségnyomás miatt romlani kezdtek a szektor – és több hitelintézet – költséghatékonysági mutatói. Mindez ráadásul akkor történik, amikor a bankszektor foglalkoztatotti létszáma történelmi csúcson van. A profitcélok teljesítése érdekében ismét előtérbe került a szigorú költségkontroll - 12 ábrán mutatjuk a helyzetet. A témával a Portfolio május 5-ei Hitelezés 2026 konferenciáján is foglalkozunk, nem érdemes lemaradni a szakmai rendezvényről!
Megjelent a Magyar Közlönyben, és pénteken hatályba is lépett az a kormányrendelet, amely beépíti a társasházi építményi jogot az Otthon Start és a CSOK Plusz szabályaiba, és amelyet még február elején bocsátott társadalmi egyeztetésre a kormány. A hitelfelvevők ezáltal már a használatbavételi engedély megszerzése előtt, az építés alatt is hozzájuthatnak a hitelhez annak érdekében, hogy bebiztosítsák maguknak a kiszemelt lakást. Hogy a gyakorlatban a bankok élnek-e a lehetőséggel, az egyelőre képlékeny, információink szerint még mindig vannak olyan részletek, amelyek tisztázásra szorulnak. A témával a Portfolio közelgő Hitelezés 2026 konferenciáján is foglalkozunk, már lehet regisztrálni a szakmai rendezvényre.
780 milliárd forintnyi hitelt vettek fel a magyar háztartások az Otthon Start Programban január végéig, ami csaknem 23 ezer hitelszerződést jelenthet. A lakáshitelek 72%-át e program keretében helyezik ki a bankok most már október óta, a piaci hitelek aránya 19%-ra csökkent. A lakáspiac novemberi fékezése után sejteni lehetett, hogy az év első hónapja nem lesz olyan erős a lakáshitelpiacon, mint az előző három, de így is szép számokat látunk, miközben a babaváró hitel és a munkáshitel kifulladni látszik. A lakosság betétállománya a fegyverpénznek köszönhetően most először átlépte a 15 000 milliárd forintot, és jók a rövid távú kilátásai. Most még a régóta vergődő vállalati hitelezés is viszonylag erős számokkal kezdte az évet.
The Lending 2026 conference is an inclusive event, and we welcome attendees with special needs to register and participate in an accessible environment. We will provide the necessary information and communication technology and environmental accommodations to ensure uninterrupted participation in the program.
Click here for detailed accessibility information!
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Professional recognition, community, experience – read what our participants said about us!
"For me, the Portfolio Private Health Forum has been one of the most important professional events of the year for almost a decade. I love coming back year after year because it always offers a rich, topical and thought-provoking programme - whether it's on strategy, innovation or the future of private healthcare. Everyone who matters in the national healthcare sector is truly there and the networking value is invaluable, alongside the technical presentations. Year after year, the organisers are able to innovate, bring fresh topics and create a platform where decision-makers, doctors, investors and providers can have a real dialogue about the future of Hungarian private healthcare."
"I like the Energy Investment Forum conference because everyone from the sector is here, you can meet a lot of colleagues and friends, have a chat about business, family, friends, the future, and there are also very meaningful professional programmes."
"The retail sector receives sadly little publicity compared to its weight in the national economy. The Portfolio Retail Day compensates for this by bringing together key players in the sector, allowing us to communicate informally and learn about what's new."
We warmly welcome all interested individuals over the age of 16 who are interested in the event's professional program, would like to participate, and are open to meeting new partners and high-quality networking opportunities.
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The official language of our events is Hungarian. For foreign language presentations and international guests, we provide live or AI simultaneous interpretation in Hungarian and English. Please check the availability of this on the information tab, and our colleagues are happy to help at rendezveny@portfolio.hu email address if you have questions.
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Online registration is considered an order. Participation in the event requires prior payment of the participation fee. After finalizing and submitting the registration, we do not accept cancellations, we do not refund the ticket. The participation fee must be paid even in case of absence from the event.
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Further information can be found under the Prices tab.
If you would like to enquire about speaking or sponsorship opportunities, please contact our colleagues here.