The digital banking revolution is bringing increasingly fierce competition between traditional banks, neobanks, and fintech challengers. This section shows how players are adapting to changing customer needs and what strategies they are using to compete on the domestic and international stage. How can customers be retained and how can they be acquired? What do banks spend on IT and how do they innovate? When and how will AI solutions appear on the front end and how will they streamline internal operations?
09:00 - 09:05
09:05 - 09:25
09:25 - 09:45
Technological Megatrends Shaking Up the Banking Sector – What’s Next?
Speaker: Peter Stebe, Associate partner, McKinsey & Company
09:45 - 10:45
Main Panel – The Digital Innovation Race in the Hungarian Banking Sector
Moderator: Zoltán Bán, CEO, Net Média (Portfolio Group)
Conversation participants:
AI agents are new tools for automating banking processes and revolutionizing customer relations. This section will discuss how new AI tools and constantly improving AI models with new capabilities are changing banking operations and what challenges the practical application of this technology brings.
11:00 - 11:15
AI Agents in Action: The Future of Lending Has Already Begun
Speaker: Máté Jendrolovics, CEO, GB Solutions
11:15 - 11:30
Multi-Agent AI Platforms for Banks – Cutting Costs and Accelerating Development in One Go?
Speaker: Dávid Ács, Regional Vice President, FlowX.ai
11:30 - 11:40
11:40 - 12:30
Where Does the AI Boom Stand in the Hungarian Banking Sector? – Experiences and Results
Moderator: Zsófia Linczmayer, Associate partner, KPMG
Conversation participants:
In a data-driven world, AI and digitalization open up opportunities for the financial sector that fundamentally change operating models and customer experience. In this section, we will gain deeper insight into the practical application of the latest artificial intelligence and digitalization solutions. Experts will present successful use cases, share their experiences and results, and discuss the most important challenges.
11:00 - 11:20
FinTech and Digitalisation Report – Messages from the MNB to the Banking Industry
Speaker: Norbert Izer, Executive Director, Magyar Nemzeti Bank
11:20 - 11:40
11:40 - 11:50
11:50 - 12:30
Customer Relations, Digitalisation, and UX – What Comes Next?
Moderator: Dániel Dojcsák, Marketing Communications Director, Shiwaforce
Conversation participants:
With digitalization, the financial sector and its customers have become targets of cybercriminals on an unprecedented scale, making it essential to strengthen defenses. In this section, experts will present the latest cyber fraud techniques, ways to defend against them, and cybersecurity trends. We will learn about solutions that can help protect customers and financial institutions, and how we can keep pace with ever-evolving threats.
13:30 - 13:45
Preventing and Managing Cyber Fraud in Banking – Insights from the Regulator
Speaker: Lajos Bartha, Managing Director, National Bank of Hungary
13:45 - 14:00
Central Fraud Filtering System – Early Results and Expectations
Speaker: Bence Marosi, Business Director, Giro
14:00 - 14:15
14:15 - 15:05
Fraud, Abuse and Cybersecurity – As Hackers Run Wild, How Can the Banking Sector Strike Back?
Moderator: Ádám Turzó, Analyst, Portfolio
Conversation participants:
The morning's "deep dive into technology" continues in this section: we will explore the deeper, professional levels of technological development in banking through practical experiences and case studies.
13:30 - 13:50
Customer Experience and Artificial Intelligence – How Can Companies Gain Superpowers?
Speaker: László Szabó, CEO, Bitmist
13:50 - 14:10
Artificial Intelligence in Banking Practice – Implementation and Operation Through a Real-Life Project
Speaker: László Czirok, Principal Cloud Architect, Client Team Lead, TC2
14:10 - 14:30
Maxstore - Reimagining Device Management at Global Scale
Speaker: Panos Chalkias, CEO, Central, South and East Europe, Transaction Systems
14:30 - 14:50
14:50 - 15:10
How to Successfully Become an AI Agentic Enterprise
Speakers:
The payment market has shifted into a new gear, with innovations fundamentally transforming everyday payment transactions. In this section, experts will analyze the latest payment megatrends, the spread of electronic money transfers, and the technological innovations behind them. They will also discuss the rise of instant payment solutions, the future of digital currencies, and the "renaissance" of cash.
15:25 - 15:40
Z-evolution – Generation Z Is Banking Too, Just Differently
Speaker: Balázs Kertay, Senior Manager, Visa Consulting & Analytics, Central Eastern Europe
15:40 - 15:55
15:55 - 16:45
Digital Innovations in Payments and Everyday Banking
Moderator: Bence Sármay, Country Manager Hungary, Visa
Conversation participants:
After discussing the most pressing digital, financial, and business trends and challenges, we can move on to some well-deserved relaxation and fun. We will offer a standing reception, drink bars, and culinary delights, where you can continue discussing professional matters and form new partnerships and business contacts in a relaxed atmosphere. Mingle and raise a glass with key players of the banking sector: top executives, fintech experts, consultants, regulators, startup founders, and IT professionals—all in one place!

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