In the opening session of our conference, we will examine to what extent the Hungarian financial system is able to fulfil its functions, and how global trends relate to this. Particular focus will be placed on the latest developments in payment traffic and the financial applications of artificial intelligence. The overarching theme is the shared goal of participants in the financial sector: meeting clients’ needs at the highest possible level while ensuring sustainable profitability. The session will feature insights from distinguished experts in domestic regulation, the financial sector, and the international market.
08:30 - 08:35
08:35 - 08:55
Is the Hungarian Financial System Fulfilling Its Role? If So, Where Is It Falling Short?
Speaker: Máté Lóga, State Secretary for Economic Development and Industry, Ministry of National Economy
08:55 - 09:15
The Hungarian Financial Sector’s Biggest Challenges from a Central Bank Perspective
Speaker: Ádám Banai PhD, MRICS, Executive director for monetary policy instruments, financial stability and foreign reserve management, Magyar Nemzeti Bank
09:15 - 09:35
Racing towards the Future of Payments
Speaker: Arne Pache, Senior Vice President Customer Solutions Central Europe, Mastercard
09:35 - 09:55
Mastering Distruption in the Age of AI – Where are we headed in 5 years?
Speaker: Alex Miller, Head, Citi Institue
09:55 - 10:10
From Tool to Strategic Partner - How AI Shapes Banking
Speaker: Éva Hegedüs, Vice President and CEO, Gránit Bank
10:10 - 10:30
The future of the insurance sector
Speaker: Erik Keszthelyi, President-CEO, Hungarikum Biztosítási Alkusz
10:30 - 10:50
Redesign after a Record Year – Opportunities and Challenges for the Global Banking Sector
Speakers:
Digitalisation and regulation are fundamentally reshaping our perception of retail banking and the experiences we encounter as customers on a daily basis. Artificial intelligence has already brought significant progress in lending and payment services, yet its development is ongoing. The Digital Citizenship Programme is entering the financial sector with identification functions, but in the longer term, it may radically transform later stages of the customer journey as well. The Home Start Programme, launched on 1 September, will be the subject of in-depth analysis in the closing panel discussion of our session, highlighting its anticipated impacts.
11:10 - 11:25
Exploiting the Opportunities of The Digital Citizenship Programme in the Banking Sector and Future Plans
Speaker: Katalin Korcsok, Sales Director, Trendency
11:25 - 11:40
Agentic Pay, the future of payments
Speaker: Tibor Berkes, Vice President for Products and Solutions, Mastercard Europe
11:40 - 11:55
What Is Next for Consumer Lending?
Speaker: Csaba Soós, Managing Director, Retail Banking Business Development, MBH Bank Nyrt.
11:55 - 12:10
12:10 - 12:25
A változó világ kihívásai a retail banki ügyfélkiszolgálásban
Speaker: Bence Kisfalvi, Banking Services and Projects Delivery Director, SMP Solutions
12:25 - 12:55
The Future of Home Loans: Will the Home Start Program Turn Everything Upside Down?
Moderator: István Palkó, Senior Analyst, Portfolio
Conversation participants:
The transformation of corporate finance and corporate banking is fundamentally shaping the operations of both domestic and international economic actors. How can financial service providers keep pace with the increasingly complex needs of companies? What role does artificial intelligence play in elevating customer experience and financing decisions to a new dimension? How are digitalisation and the growing prominence of ESG considerations influencing the future of corporate banking? The session’s presentations and roundtable discussion, featuring renowned experts, will focus on innovative solutions for serving companies integrating sustainability aspects and the opportunities offered by digitalisation.
11:10 - 11:25
11:25 - 11:45
Risk and Value Creation, the Future of SMEs in an Era of Radical Uncertainty
Speaker: Ádám dr. Balog, Member of the Board, MKIK
11:45 - 12:40
The Present and Future of Corporate Banking, with a Special Focus on ESG and Digitalization
Moderator: András Kozma, CEO, RiskCover Hungary Zrt.
Conversation participants:
The world of investments is being shaped at once by global trends and domestic particularities: how are markets influenced by international developments, and how do the Hungarian capital market, asset managers and investors respond? The opening presentations of the session will examine the long-term structural transformations of the investment environment, the lessons of rapid shifts in interest rate conditions, and the future of the domestic capital and asset management markets. This will be followed by a debate among leading experts on post “interest rate windfall” trends in the government securities market: how asset and wealth management may evolve, and what new strategies, products and client demands may emerge. In the closing part of the session, the focus will turn to crypto-assets and the financial applications of blockchain, as increasingly integrated components of investments and financial services.
13:50 - 14:10
Global Mega Forces: Structural changes affecting investing now and in the future
Speaker: Pierre Sarrau, Managing Director, BlackRock
14:10 - 14:25
Lessons from the Interest Rate Windfall
Speaker: Mihály Hoffmann, Chief Executive Officer, Államadósság Kezelő Központ Zrt.
14:25 - 14:40
The Future of the Hungarian Capital Market
Speaker: István Máté-Tóth, Deputy CEO of Business Development, Budapest Stock Exchange
14:40 - 14:55
A New Era in Fund Management
Speaker: László Kovács, Business Development Director, Board Member, VIG Alapkezelő
14:55 - 15:35
Fund and Wealth Management: What Comes after the Interest Rate Surge?
Moderator: Péter Kuruc, , EY
Conversation participants:
15:35 - 16:05
Crypto in Investments, Blockchain in Finance
Moderator: Bence András, CFO, Hungary and Central Europe, Citi
Conversation participants:
Companies’ financing options and risks have never been as complex as they are today. How can we ensure that greater capital and credit genuinely serve business success? The first panel will present the everyday challenges of domestic equity financing through the practical experiences of the Sándor Demján Capital Programme, while also examining, in a broader context, the funding opportunities available to support corporate growth. From an international perspective, we will analyse the impact of late payments across Europe, future trends, as well as best practices in credit management and the banking tools of working capital optimisation. Concluding the session, a roundtable discussion with the heads of three credit insurers will provide a comprehensive overview of managing increasing risks and of the role of credit insurers in safeguarding corporate financial stability.
13:50 - 14:25
Is There Life Beyond Banks, or Who will Solve the Financing of SMEs?
Moderator: Zoltán Ács, Chairman, Deputy CEO, Hungarian Fintech Association, MKIK Fund Management
Conversation participants:
14:25 - 14:45
The state of Late Payments in the EU
Speaker: Beatriz Pozo, Unit Coordinator of the Financial Markets and Institutions (FMI) Unit, CEPS - EU Payment Observatory
14:45 - 15:05
15:05 - 15:15
Working capital optimization – with Help from the Bank
Speaker: Dr. Tamás Molnár, Head of factoring and business finance, MBH Bank
15:15 - 16:05
Credit Insurance's Roundtable
Moderator: Ákos Schmidt, Member of the Board, Hungarian Credit Management Association
Conversation participants:
The traditional closing highlight of the Future of Finance conference is the ceremonial presentation of the CFO of the Year Award, preceded by a roundtable discussion on the market and financial position of domestic companies. Chief financial officers of well-known Hungarian firms will share their perspectives on the future of the Hungarian economy, their own sectors and enterprises, as well as the key challenges in the fields of investment, financing, and M&A.
16:25 - 16:40
Gazdálkodj okosan - a CFO-k fókuszterületei itthon és a régióban
Speaker: Roland Balogh FCCA, Director, PwC Hungary
16:40 - 17:15
The Future of CFOs and Corporate Banking Relationships
Moderator: Dr. Tamás Molnár, Head of factoring and business finance, MBH Bank
Conversation participants:
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