The annual conference of the banking sector and credit market will commence with keynote speeches by the two key figures of Hungarian financial policy, Márton Nagy and Mihály Varga. Together with the CEOs of two major banks, Radován Jelasity and Pál Simák, we will assess the most important trends and international challenges facing the banking industry. A highlight of the event is the Bank Leaders’ Roundtable, which always attracts great attention, where the sector’s key leaders provide a market-based overview of the current state of the industry.
08:30 - 08:35
08:35 - 09:00
Credit Market Assessment and the Role of Banks in 2025 from the Government’s Perspective
Speaker: Márton Nagy, Minister for National Economy of Hungary, Government of Hungary
09:00 - 09:25
Loans, Interest Rates, and Financial Stability: A Central Bank Overview
Speaker: Mihály Varga, Minister for Finance, Government of Hungary
09:25 - 09:50
What’s Happening Around Us? – A Global Big Picture from the Perspective of Leading Hungarian Bankers
Moderator: Zoltán Bán, CEO, Net Média (Portfolio Group)
Conversation participants:
09:50 - 10:00
10:00 - 10:15
Our Common Affairs Through the Lens of the Hungarian Banking Association
Speaker: Radován Jelasity, Chairman, Chairman of the Board of Directors, CEO, Hungarian Banking Association, Erste Bank Hungary
10:15 - 11:05
Bank Leaders’ Roundtable
Moderator: Zoltán Bán, CEO, Net Média (Portfolio Group)
Conversation participants:
Consumer lending in Hungary has recently shown unprecedented momentum and growth, from personal loans to BNPL schemes and the workers’ loan. Following the case study presented by the CEO of MBH Bank, we will examine the state of social banking in Hungary. Finally, leading banks and intermediaries in the consumer lending sector will discuss the current experiences and challenges facing this market segment.
11:30 - 11:45
Unsecured Lending in Everyday Life: A Major Bank’s Experience
Speaker: Ildikó Ginzer, Deputy CEO for Standard Business Services, MBH Bank
11:45 - 12:00
Lending from a Ground-Level Perspective: Life After the National Asset Management Agency
Speakers:
12:00 - 12:50
Unsecured Lending Roundtable
Moderator: Péter Felfalusi, CEO, Intrum
Conversation participants:
Low investment appetite, reliance on internal financing, and uncertainty driven by trade wars? Or development, active borrowing, and a positive market outlook? Which will define the period ahead? In the session before the lunch break, we will take a closer look at these questions from the perspective of ‘normal’ corporate lending and real estate project financing, through two separate panel discussions featuring the banking sector’s most seasoned experts.
11:30 - 12:10
Corporate Lending Roundtable
Moderator: Krisztina Bogdán, Head of Corporate Finance, Credit Management Group
Conversation participants:
12:10 - 12:50
Real Estate Project Financing Roundtable
Moderator: Gergely Ditróy, Business Development Director, Portfolio
Conversation participants:
Retail lending is booming, and its main driving force is mortgage lending, which, awakening from its long slumber, began breaking previous records in 2024. The momentum seen last year appears to be continuing into 2025, although dark clouds are starting to gather over the housing market, while new government programmes aim to stabilise it. Experts from OTP Bank and then BISZ will analyse market developments from two distinct perspectives, and the session will conclude with a mortgage lending roundtable offering a comprehensive overview of the housing loan market.
14:00 - 14:15
Is the Hungarian Mortgage Market Sustainable Given Its Negative Profitability?
Speaker: Tímea Horváth, Executive Director of Retail Services, OTP Bank
14:15 - 14:30
Higher Gear in Mortgage Lending
Speaker: Attila Kiss, Head of Business Development and Strategy, BISZ Central Credit Information Private Limited Company
14:30 - 14:45
Lessons from the European Court of Justice's foreign currency decision
Speaker: Dr. András Lendvai, Founder, Lendvai Partners
14:45 - 15:35
Mortgage Lending Roundtable
Moderator: Péter Kuruc, , EY
Conversation participants:
The Demján Sándor Programme was launched with a wide range of financing options, but will it prove effective in kick-starting SME lending as well? How have the various schemes been received, and how are banks making use of them? What lies ahead for the SME credit market? Alongside State Secretary Richárd Szabados, KAVOSZ CEO László Krisán, and Opten’s Strategic Director Hajnalka Csorbai, specialists in SME lending will assess the current situation.
14:00 - 14:15
The First Results and Expected Economic Impact of the Sándor Demján Programme
Speaker: Richárd Szabados, State Secretary for SME Development and Technology, Ministry of National Economy
14:15 - 14:25
14:25 - 14:35
Capital as untapped opportunity
Speaker: Dr. Zoltán Bánfi, CEO, Board Member, MKIK Tőkealap-kezelő Zrt.
14:35 - 15:20
SME Lending Roundtable
Moderator: István Fetter, Head of Small Business Division, CIB Csoport
Conversation participants:
15:20 - 15:35
SMEs at the Starting Line? – But Where Are We Starting From?
Speaker: Hajnalka Csorbai, Head of Strategy, Opten Kft.
The final session of our conference, held in the main hall, will focus on two major forces shaping the future of the financial sector: the impact of artificial intelligence on banking, particularly lending, and macroeconomic developments. The highly anticipated macroeconomic roundtable will feature, among others, former central bank governor György Surányi and investment expert Viktor Zsiday.
15:55 - 16:10
GenAI in Lending: Proven, Scaled Up, Working
Speaker: Ákos Turny, Principal, Boston Consulting Group
16:10 - 16:30
AI in the Banking Sector: A Game Changer or Simply an Efficiency Boost?
Moderator: Ákos Turny, Principal, Boston Consulting Group
Conversation participants:
16:30 - 17:15
Macroeconomic Roundtable
Moderator: István Madár, Senior Analyst, Portfolio
Conversation participants:
It has become a tradition for our Lending Conference to conclude with a session dedicated to marketing and corporate communications, featuring the financial sector’s leading professionals in this field. Year after year, major banks continue to promote their lending products despite declining advertising budgets. What are the reasons behind this, and what opportunities and challenges do product communications face in this context? The final programme will focus on generational banking habits, financial awareness among young people, and strategies for acquiring and retaining younger customers.
15:55 - 16:20
Opportunities and Challenges of Credit Communication in 2025
Moderator: Zsolt Somlói, CEO, MindShare Budapest
Conversation participants:
16:20 - 16:35
16:35 - 16:50
16:50 - 17:15
Acquiring and Retaining Young Clients: The Path to Choosing Their First Mortgage
Moderator: Ildikó Csejtei, CEO, OTP Fáy Alapítvány
Conversation participants:
Be our guest for a glass of champagne after the technical programme, and do not miss out on the networking opportunity with the conference’s participants and speakers!
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