Business 8 July 2025, 11:04am

3% loan scheme could provide significant support for home buyers in Hungary

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Duna House has published its preliminary figures for the second quarter of 2025, showing increases in both financial intermediation and network commission income compared to the same period last year. In a statement, the company said that the 3% loan scheme announced last week could provide significant support to home buyers in the Hungarian market.

Volumes of financial intermediation were at an all-time high, increasing by 37% year-on-year and by 20% quarter-on-quarter. The volume of intermediated loans also reached a record high of HUF 340.9 billion.

In the second quarter of 2025, the Group's franchise network generated commission revenue of HUF 4.3 billion. This figure is 6.2% lower than the previous quarter's record level, but still 5.6% higher than the commission revenue for the same period last year.

Following strong demand in the real estate market in the first quarter, growth primarily continued in the financial intermediation segment in the second quarter. However, volumes in the franchise segment were also impressive. The volume of financial products brokered increased by 12% year-on-year, while commission income from the franchise network grew by 6%.

The 3% loan programme for first-time home buyers, announced in the days leading up to this publication, could provide significant additional support for homebuyers for the rest of the year,

Duna House projected.

The volume of Italian loan intermediation increased by 34% year-on-year in Q2 2025, thanks to falling EUR interest rates and successful collaboration with the Professione Casa network. Compared to the first quarter of 2025, volumes rose by a further 17%. Further year-on-year growth is anticipated in 2025, primarily driven by the ECB's anticipated expansionary monetary policy.

In Poland, the subsidised loan programme for young people expired at the end of 2023. Loan market volumes peaked in the first quarter of 2024, after which the real estate and loan markets declined in the second quarter. However, both segments showed signs of recovery in the fourth quarter of 2024, which continued into the first half of 2025. The volume of financial intermediation increased by 51% compared to the previous year (+24% quarter-on-quarter), while franchise network commissions increased by 7% (+6% quarter-on-quarter).